Everything Insure

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everything.insure

Ecosure partners with Everything.Insure

Ecosure is delighted to announce a new partnership with Everything.Insure, an all-in-one digital insurance platform. Everything.Insure, has put together a range of insurance products aimed specifically at brokers.

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More about Everything.Insure

Insurance with benefits to suit your lifestyle.

We’ve designed a range of innovative plans that can be customised to offer peace of mind and great perks. Find your perfect fit.

Vehicles

Comprehensively covers loss or damage to an insured motor vehicle as well as legal liability to a third part caused while operating the insured vehicle.

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House Contents

Covers your belongings at home from theft, fire, and other risks. It covers repair or replacement costs and may include liability coverage for injuries on your property.

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Personal Items

Safeguards your belongings, like jewellery, electronics, and valuable possessions, from theft, loss, or damage. It provides financial support for repairs or replacements in covered incidents.

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Buildings

Covers the structure of your home, including walls and roof, against risks like fire, flood, and vandalism. It provides financial protection for repairs or rebuilding in unforeseen events.

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Personal Accident

Provides financial support in case of accidental injuries, offering benefits like medical expenses, disability coverage, and sometimes death benefits, ensuring financial protection during unexpected events.

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Personal Liability

Covers legal expenses and damages if you accidentally cause injury or property damage to others. It provides financial protection for unexpected liability claims.

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Personal Legal Costs

Covers legal expenses for issues like disputes, employment matters, or contractual disagreements, ensuring financial support for legal representation and associated costs.

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Watercraft

Covers boats and personal watercraft against damage, theft, and liability. It provides financial protection for repairs, replacement, or legal expenses related to watercraft accidents.

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Fire

Protects property against damage from listed perils such as fire, lightning, explosions, earthquakes and storms. It covers repair or replacement costs. It safeguards your assets, providing financial support in the aftermath of a fire incident.

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Office Contents

Cover for the loss of or damage to the office contents described against listed perils.

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Business Interruption

Covers losses if the business could not operate due to physical damage that occurs during a period of cover.

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Theft

Covers loss of or damage to all the insured’s contents/property that they are legally responsible for in any of the insured buildings at the insured premises described, due to theft or attempted theft.

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Money

Covers loss or damage to money belonging to the business within the geographical areas stated.

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Goods in Transit

Cover loss of or damage to the insured property including tarpaulins and packing material not otherwise insured. The annual carry is the value of good transported by you annually.

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Business All Risk

Covers loss or damage to all or part of the insured property due to an accident or misfortune whilst anywhere in the world.

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Public Liability

Covers the insured for sums, up to the stated limits of indemnity which they are held legally liable to pay in respect of death or bodily injury to a member of the public or to a third party’s property.

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Electronic Equipment

Covers physical loss or damage to the property stated – computers or other electronic equipment including costs incurred to reconstitute data lost as a result of an insured event.

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Vehicles

Comprehensively covers loss or damage to an insured motor vehicle as well as legal liability to a third part caused while operating the insured vehicle.

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Buildings Combined

Covers damage to the whole or any part of the insured buildings against the listed perils.

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Accounts Receivable

Covers loss of or damage resulting from an accident or misfortune to the insured's books of account or other business books or records if the insured is unable to trace or establish the outstanding debit balances due to him/her.

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Glass

Covers the repair/replacement costs of internal and external glass and fixed mirrors at the insured premises.

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Accidental Damage

Covers accidental physical loss of or damage to the insured property at or around the insured premises stated in the policy schedule.

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Commercial Umbrella Liability

Covers the insured for sums for which s/he is held legally liable to pay (up to the limit of indemnity) for the consequences of causing injury, damage or malice; or for giving negligent advice in the course of conducting the business.

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Employers Liability

Covers costs that the insured is legally liable to pay for death of, or bodily injury to/illness contracted by any employee/contractor/apprentice of the insured.

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Funeral

Covers funeral expenses, ensuring financial support for burial or cremation costs. It helps ease the financial burden on your loved ones during a difficult time.

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Mechanical Warranty

Cover for Vehicle mechanical failure.

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Pet

Covers veterinary costs for illness or injury, offering financial support for medical care. It helps ensure the health and well-being of your beloved pets.

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Gap Cover

Supplements medical insurance by covering the shortfall between what your medical aid pays and the actual medical costs. It ensures comprehensive coverage and peace of mind.

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Cyber Liability

Protects against financial losses from cyber attacks and data breaches. It covers legal fees, recovery costs, and liability claims, ensuring your business's digital security and resilience.

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Core Cover

Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.

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Most Popular

Cover for Her

Tailored to meet the needs of our female customers, with special features just for you.

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Family Cover

Designed for families with young children, focusing on extras to suit your life phase.

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Family+ Cover

Designed for families with grown up children living at home, geared to cover your unique needs.

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Young Professional Cover

The ideal product for a young, up and coming professional just starting out in life.

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First Class Cover

Our premium product designed to give you more than just insurance, benefits to make your life easier.

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Experienced Living Cover

Specifically tailored with our pensioners in mind, we offer benefits that suit your stage of life.

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Classic

Bigger deals, more clients, higher prices - you're moving up! Sleep better at night with some additional covers tailored to your growth.

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Eagle

Designed for the more established and regular golfer with more to protect. Flying a little higher than the Birdie with tailored benefits to keep you on par.

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Small Business

This product is perfect for smaller businesses, freelancers, those who work from home or sole proprietors.

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Most Popular

Medium Business

This product is ideal for medium to large enterprises with many staff or lots of assets.

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Retail Business

This product is tailored for companies in the retail sector.

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Online Business

This product is perfect for online businesses.

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Core

Core insurance benefits to support you as you start your chosen profession. Peace of mind at an affordable price!

Most Popular

Prestige

Top of your game - you have arrived! So we have made sure you have all the bells and whistles!

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Birdie

Designed for the budget focused golfer in mind, no frills and fancies, just the cover you need with some tailored benefits at the best price.

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Birdie

Designed for the budget focused golfer in mind, no frills and fancies, just the cover you need with some tailored benefits at the best price.

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Eagle

Designed for the more established and regular golfer with more to protect. Flying a little higher than the Birdie with tailored benefits to keep you on par.

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Albatross

Tailor-made to ensure you are above par (a positive thing!) when it comes to your personal insurance and spoilt when it comes to benefits designed for the avid golfer.

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Albatross

Tailor-made to ensure you are above par (a positive thing!) when it comes to your personal insurance and spoilt when it comes to benefits designed for the avid golfer.

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Basic Funeral

This product has the basic funeral cover for the person wanting the most affordable cover without extras.

Premium Funeral

This product has the basic funeral cover plus a few extra covers included to give users additional benefits.

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Premium Plus Funeral

This product is the top of the range funeral product with many extra covers included.

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Pathfinder

Designed for start-ups and smaller teams serious about building a strong customer base

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Most Popular

Globetrotter

Designed to suit the more established business seeking that little extra value and service

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Professional Business

This product is ideal for professional services companies.

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GEAR Silver

Designed for those requiring basic access to security evacuation and response benefits

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Most Popular

GEAR Gold

Designed for those requiring access to security evacuation and response benefits excluding Natural Disasters and Violent Crime

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GEAR Platinum

Designed for those requiring full access to security evacuation and response benefits

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GEAR X Copper

Designed for those requiring in country medical evacuation by Road Only

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Most Popular

GEAR X Bronze

Designed for those requiring medical evacuation for Air-in-Country

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GEAR X Silver

Designed for those requiring medical evacuation by Air within the continent

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GEAR X Gold

Designed for those requiring medical evacuation by Air Worldwide excl Trans Atlantic

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GEAR X Platinum

Designed for those requiring medical evacuation by Air Worldwide

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GEAR Combined Silver

Designed for those requiring basic access to security evacuation and response benefits as well as those requiring medical evacuation for Air-in-Country.

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GEAR Combined Gold

Designed for those requiring access to security evacuation and response benefits excluding Natural Disasters and Violent Crime as well as those requiring medical evacuation by Air within the continent.

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Most Popular

GEAR Combined Platinum

Designed for those requiring full access to security evacuation and response benefits as well as those requiring medical evacuation by Air Worldwide.

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Cycling.Insure - Criterium

Designed with the budget focused cyclist in mind, no frills and fancies, just the cover you need at the best price.

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Cycling.Insure - Criterium

Designed with the budget focused cyclist in mind, no frills and fancies, just the cover you need at the best price.

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Cycling.Insure - Continental

The ideal product for an up and coming cyclist who is establishing themselves in life.

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Cycling.Insure - Continental

The ideal product for an up and coming cyclist who is establishing themselves in life.

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Cycling.Insure - World Tour

Tailored to meet the needs of our top level cycling customers, with special features added, just for you.

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Cycling.Insure - World Tour

Tailored to meet the needs of our top level cycling customers, with special features added, just for you.

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Comprehensive Pet 500

Covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R500.00 per claim.

Most Popular

Comprehensive Pet 250

Covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R250.00 per claim.

Comprehensive Pet 1000

Covers Illness and Accidental Injuries. Flat Excess of R1000.00 per claim.

Accidental Only Cover 10

Annual Limit of R10 000 per policy year for accidental cover.

Accidental Only Cover 20

Annual Limit of R20 000 per policy year for accidental cover.

Standard Pet

Annual limit of R50000 per year and covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R200.00 per claim.

Accident Only Pet

Annual limit of R50000 per year and covers only Accidental Injuries. All claims will carry 15% excess, with a minimum of R200.00 per claim.

Essential Core

Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.

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Critical Core

Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.

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Key Core

Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.

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Premium Cover

Our premium product designed to give you more than just insurance, benefits to make your life easier.

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Elite Cover

Our premium product designed to give you more than just insurance, benefits to make your life easier.

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Prestige Cover

Our premium product designed to give you more than just insurance, benefits to make your life easier.

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Multisure Small Business

This product is perfect for smaller businesses, freelancers, those who work from home or sole proprietors.

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Multisure Medium Business

This product is ideal for medium to large enterprises with many staff or lots of assets.

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Multisure Retail Business

This product is tailored for companies in the retail sector.

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Multisure Online Business

This product is perfect for online businesses.

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Multisure Professional Business

This product is ideal for professional services companies.

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Bryte Commercial Standard

Bryte Commercial Standard

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Coming Soon

Bryte Commercial Premium

Bryte Commercial Premium

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Coming Soon

Hollard Commercial Standard

Hollard Commercial Standard

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Coming Soon

Hollard Commercial Premium

Hollard Commercial Premium

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Coming Soon

Old Mutual Commercial Standard

Old Mutual Commercial Standard

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Coming Soon

Old Mutual Commercial Premium

Old Mutual Commercial Premium

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Coming Soon

Bryte Commercial Medium

Bryte Commercial Medium product description...

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Coming Soon

Hollard Commercial Medium

Hollard Commercial Medium product description...

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Coming Soon

Old Mutual Commercial Medium

Old Mutual Commercial Medium product description...

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Coming Soon

CIB Eminent

CIB Eminent personal offering

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CIB Domestic

CIB Domestic personal offering

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CIB Vertex

CIB Vertex personal offering

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Gap Essential

Supplements your medical scheme to provide essential protection against medical tariff shortfalls, covering medical specialists, oncology treatments, and specific procedures.

Gap Premier

Suppliments your medical scheme by providing comprehensive protection against medical tariff shortfalls. It includes coverage for medical specialists, oncology treatments, and specific procedures, tailored for individuals seeking more extensive healthcare coverage.

Cyber Mega

Ideal for individuals looking for essential cyber protection. It offers coverage specifically for theft of funds, protecting against unauthorized access to personal online bank accounts, credit/debit cards, or mobile wallets due to hacking or phishing.

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Coming Soon

Cyber Peta

Designed for individuals seeking extensive cyber security coverage, the Peta package protects against a variety of digital risks including theft of funds, identity theft, data restoration, malware decontamination, cyberbullying, cyber stalking, and cyber extortion. Additionally, it uniquely offers coverage for express kidnapping, enhancing safety in high-risk situations. This package ensures superior protection with significantly increased benefit limits.

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Most Popular Coming Soon

Cyber Exa

The pinnacle of cyber protection, the Exa package incorporates all the benefits of the Peta package and introduces additional liability coverages, including network security liability, privacy and data breach liability, and coverage for privacy and data breaches caused by third parties. This premium package provides the highest level of benefits, making it ideal in the digital age.

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Coming Soon

Product

Product designed to cover film industry

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Most Popular

Apprentice

Product designed to cover film industry

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Cyber Giga

A comprehensive cybersecurity solution, the Giga package protects against a range of cyber threats. It covers theft of funds, identity theft, and includes services for data restoration and malware decontamination. Additionally, it provides safeguards against cyberbullying, cyber stalking, and cyber extortion.

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Coming Soon

Cyber Tera

Enhancing the comprehensive features of the Giga package, the Tera option extends coverage to include online sales and shopping, making it ideal for avid online shoppers and sellers. It maintains all the protections from the Giga package, like theft of funds, identity theft, and cybersecurity threats, but with increased benefit limits for more extensive protection.

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Coming Soon

Western Small Business

This product is perfect for smaller businesses, freelancers, those who work from home or sole proprietors.

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Western Medium Business

This product is ideal for medium to large enterprises with many staff or lots of assets.

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Western Retail Business

This product is tailored for companies in the retail sector.

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Western Online Business

This product is perfect for online businesses.

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Western Professional Business

This product is ideal for professional services companies.

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Customisable benefits

Accidental Damage

Accidental Damage (Buildings)

Accidental Damage (Contents)

Accidental Damage (Office Contents)

Accidental Damage - Extended (Buildings)

Accidental Damage - Extended (Contents)

Accommodation/ Catering/Travel cost of a companion

Accompanying medical attendants

Additional Claims Preparation Costs

Additional Claims Preparation Costs - Business All Risk

Additional Claims Preparation Costs - Business Interruption

Additional Debris Removal

Additional Increase Cost of Working

Additional Increase Cost of Working - Business Interruption

Additional School Costs

Annual Turnover iro Products

Average Waiver

Basic Excess Waiver

Beauty Salon Extension

Bereavement Expenses

Bereavement Expenses - Stated Benefits

Blackmail & Extortion

Blood Care Foundation

Capital Additions

Car Hire

Car Hire

Car Wash and Valet Extension

Claims Preparation Costs

Collectors / Roundsmen

Commercial Hunting/Game Viewing Activities

Commercial Liability Extended

Comprehensive Liability Extended

Concierge Assist

Contingent Business Interruption

Contingent Liability

Cover for Business Run from Home (Assets)

Cover for Business Run from Home (Assets)

Cover for Business Run from Home (Liabilities)

Cover for Business Run from Home (Liabilities)

Cover Limit

Credit Shortfall

Credit Shortfall

Crisis Communication Costs

Customers Specified

Cyber

Cyber Extortion

Cyber Insurance

Cyberbullying & Cyber Stalking Liability

Cycling Equipment Cover

Cycling Group Personal Accident Cover

Damage Caused by Thieves

Damage Caused by Wild Animals

Damage to Buildings Resulting from Theft

Data Restoration/Malware Decontamination

Debris Removal

Delivery of essential medicine

Designated Driver

Deterioration of Load following Accident

Deterioration of Stock

Deterioration of Undamaged Stocks

Diminution of Value

Disappearance of persons - Search and Rescue

Dispatch of medical specialist

Documents

Driver Assist

Emergency Accommodation

Enroute Cover

Escalation Year 1

Escalation Year 2

Excess Buy Down Windscreen

Express Kidnapping

Extended Buildings Power Surge

Extended Contents Power Surge

Extended Geyser

Extended Reporting Option

Extended Reporting Option - Employers Liability

Extended Subsidence and Landslip

Extended/Standalone Malicious Damage

Extension for Outside Policy Territorial Limits

Fines and Penalties

Fire Extinguishing Charges

Fire Extinguishing Charges - Public Liability

Forecourt Service Extension

Four Ball & Caddy Personal Accident

Fuel and Fuel Stands

Fuel in Tanks

Funeral Beef Benefit

Funeral Grocery Benefit

Funeral Tombstone Benefit

GEAR Tech

GEAR X Consult

Get Me Home Safely

Geyser

Geyser - Extended

Golf Bag Contents

Golf Cart

Golf Equipment

Golf Membership

Guarantee of payment for medical admission

Guesthouse Liability

Hairdressers Extension

Handbag Contents

Hijack

Hijacking Extension

Hole-in-One Cover

Home Assist

Home Protector

Identify Theft

Increased Cost of Working

Increased Cost of Working - Business All Risk

Increased Cost of Working - Electronic Equipment

Indoor Trainer Cover

Inflation

Keys, Locks and Remote Control Units

Keys, Locks and Remotes – Extended

Kidnap & Ransom (excl Ransom Payment&Negotiation)

Kidnapping, Hijacking, Rape (Trauma Counselling)

Leakage

Legal Liability Documents

Loading and Unloading (All Risks Cover Only)

Losses from Remote Blocking

Losses from Remote Blocking - Electronic Equipment

Means of evacuation

Medical advice

Medical evacuation and medical expenses

Medical Monitoring during & after hospitalisation

Medical repatriation expense: including quarantine

Medical service provider referral

Medical Translation services

Mobility

Mobility - Stated Benefits

Money Not Contained in a Locked Safe or Strongroom

Motor Excess of Loss

Natural catastrophe and man made disaster

Network Security + Privacy & Data Breach

New for Old

Office Assist

Online Sales and Shopping

Parking Facilities and movement of third party vehicles

Passenger Liability

Passenger Liability for Commercial Hunters/Game Viewing

Passive War Cover

Passive War Cover - Stated Benefits

Personal Accident (Assault) - Death

Personal Accident (Assault) - Medical Expenses

Personal Accident (Assault) - Medical Expenses - Public Liability

Personal Accident (Assault) - Permanent Total Disability

Personal Accident (Assault) - Temporary Total Disability

Personal Accident - Extended

Personal Effects

Personal Liability - Extended

Petrol Attendents

Political threat

Pothole Cover

Power Surge

Power Surge

Power Surge

Prevention of Access Extended

Privacy & Data Breach by Third Party

Products Liability

Professional Concierge

Property in the Open (Other)

Property in the Open (Pumps/Antennae/etc)

Property in the Open (Solar Panels)

Public Telecommunications

Public Utilities

Radio, Tape or CD Shuttle Combinations

Receptacles

Regulatory POPIA Inquiry Costs

Reinstatement of Data/Programs

Rent

Repatriation

Repatriation - Stated Benefits

Replacement of Documents

Replacement of Documents

Retaining Walls

Return economy flights to host country

Return of mortal remains

Riot and Strike Outside of SA/Namibia

Riot and Strike Outside of SA/Namibia - Business All Risk

Riot and Strike Outside of SA/Namibia - Glass

Riot and Strike Outside of SA/Namibia - Goods in Transit

Riot and Strike Outside of SA/Namibia - Money

Riot and Strike Outside of SA/Namibia - Office Contents

Riot and Strike Outside of SA/Namibia - Vehicles

Roadside Assist

SATIB24 (Staff)

SATIB24 Crisis Call (Guest)

Schools Extension

Security Evacuations

Shade Netting and Tunnels

Statutory Legal Defence Costs

Statutory Legal Defence Costs

Subsidence and Landslip - Extended

Suppliers and Sub-Contractors Specified

Suppliers and Sub-Contractors Unspecified

Terrorism or defined threat thereof

Theft - Business Interruption

Theft by Forcible Entry

Theft of Funds

Theft without Forcible Entry

Transit by Third Party Vehicles

Trauma Benefit

Trauma Counselling

Trauma Counselling - Stated Benefits

Trauma Cover

Unauthorised Passenger Liability

Vehicle Modification Following Disability

Violent Crime / Criminal Risk

Warehousemens Liability

Work Away

Worldwide Cover

Wreckage Removal

Wrongful Arrest and Defamation

Wrongful detention

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Your only insurance platform.

Our all-in-one insurance platform will empower you to understand and manage all your cover in one place. You’re in complete control of your portfolio with 24/7 online access.

Get quotes and buy instantly

Get multiple comparative quotes from the top insurers, and get access to the best products at the best prices.

Manage your cover online

Manage and adjust all your policies in one place. Customise your policy to your budget and needs.

File quick claims

Claiming is quick and easy. You can submit a claim online anytime, anywhere. Stay up-to-date with the status of your claims in real-time.

Why Choose Everything.Insure?

One Point of Contact

You’ll be assigned a dedicated portfolio manager, there to help whether it’s a question or a claim.

Manage Online

You’re in complete control of your portfolio with 24/7 online access. Make changes to your plan, or submit a claim anytime, anywhere.

No Paperwork - Ever

All your info and documents are captured online, and you won’t need to complete any additional paperwork at any point.

Best Deal in the Market

Always be confident that you have the best cover, at the best price, with the best insurers.

Personalised Products

Add to and adapt your Everything.Insure products so that you can create the cover you want.

Cover On and Off

Not using your car, or resting that scuba gear for the winter? Switch your insurance on and off with the click of a button.

Meet our happy customers.

T Bronwyn van der Merwe

You made the claim process so easy - thank you! Highly Recommended.

T Dhenier Bhayroo

Thank you Anita for your great service as always, much appreciated.

T Sandy de Witt

Many thanks I really feel as if you have been fighting for us. It is much appreciated.

T Kim Bevan

I just want to say that I have been so IMPRESSED with your service! You constantly kept me updated and made me feel as though I wasn’t just a number!

T Carl Abrahams

Thank you for all your assistance. It is greatly appreciated. It felt like it mattered to you, like you really cared, what a refreshing surprise!

T Marco Ferreira

Many thanks for the quick turnaround. Always great service delivery by you.

T Monica Nel

Easy to use and not too many questions. Also great that you get quotes from multiples insurers without having to go through the whole process again. The premiums quoted are great and many options to choose from according to a persons financial needs.

T Colin Atkins

Thank you for your quick response, you have always been highly efficient, thank you.

T Alan & Angelika Sommer

Thanks for the wonderful service we received from you. Its great to see that there are people out there who are prepared to work over the weekends and public holidays.

T Deon Beachen

This Everything.Insure web link is amazing.

T Bongani Masondo

Thank you for always going an extra mile when assisting with insurance, I really appreciate that.

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