Everything Insure

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everything.insure

Ecosure partners with Everything.Insure

Ecosure is delighted to announce a new partnership with Everything.Insure, an all-in-one digital insurance platform. Everything.Insure, has put together a range of insurance products aimed specifically at brokers.

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More about Everything.Insure

Insurance with benefits to suit your lifestyle.

We’ve designed a range of innovative plans that can be customised to offer peace of mind and great perks. Find your perfect fit.

Vehicles

Comprehensively covers loss or damage to an insured motor vehicle as well as legal liability to a third part caused while operating the insured vehicle.

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House Contents

Covers your belongings at home from theft, fire, and other risks. It covers repair or replacement costs and may include liability coverage for injuries on your property.

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Personal Items

Safeguards your belongings, like jewellery, electronics, and valuable possessions, from theft, loss, or damage. It provides financial support for repairs or replacements in covered incidents.

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Buildings

Covers the structure of your home, including walls and roof, against risks like fire, flood, and vandalism. It provides financial protection for repairs or rebuilding in unforeseen events.

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Personal Accident

Provides financial support in case of accidental injuries, offering benefits like medical expenses, disability coverage, and sometimes death benefits, ensuring financial protection during unexpected events.

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Personal Liability

Covers legal expenses and damages if you accidentally cause injury or property damage to others. It provides financial protection for unexpected liability claims.

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Personal Legal Costs

Covers legal expenses for issues like disputes, employment matters, or contractual disagreements, ensuring financial support for legal representation and associated costs.

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Watercraft

Covers boats and personal watercraft against damage, theft, and liability. It provides financial protection for repairs, replacement, or legal expenses related to watercraft accidents.

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Fire

Protects property against damage from listed perils such as fire, lightning, explosions, earthquakes and storms. It covers repair or replacement costs. It safeguards your assets, providing financial support in the aftermath of a fire incident.

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Office Contents

Cover for the loss of or damage to the office contents described against listed perils.

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Business Interruption

Covers losses if the business could not operate due to physical damage that occurs during a period of cover.

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Theft

Covers loss of or damage to all the insured’s contents/property that they are legally responsible for in any of the insured buildings at the insured premises described, due to theft or attempted theft.

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Money

Covers loss or damage to money belonging to the business within the geographical areas stated.

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Goods in Transit

Cover loss of or damage to the insured property including tarpaulins and packing material not otherwise insured. The annual carry is the value of good transported by you annually.

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Business All Risk

Covers loss or damage to all or part of the insured property due to an accident or misfortune whilst anywhere in the world.

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Public Liability

Covers the insured for sums, up to the stated limits of indemnity which they are held legally liable to pay in respect of death or bodily injury to a member of the public or to a third party’s property.

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Electronic Equipment

Covers physical loss or damage to the property stated – computers or other electronic equipment including costs incurred to reconstitute data lost as a result of an insured event.

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Vehicles

Comprehensively covers loss or damage to an insured motor vehicle as well as legal liability to a third part caused while operating the insured vehicle.

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Buildings Combined

Covers damage to the whole or any part of the insured buildings against the listed perils.

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Accounts Receivable

Covers loss of or damage resulting from an accident or misfortune to the insured's books of account or other business books or records if the insured is unable to trace or establish the outstanding debit balances due to him/her.

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Glass

Covers the repair/replacement costs of internal and external glass and fixed mirrors at the insured premises.

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Accidental Damage

Covers accidental physical loss of or damage to the insured property at or around the insured premises stated in the policy schedule.

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Commercial Umbrella Liability

Covers the insured for sums for which s/he is held legally liable to pay (up to the limit of indemnity) for the consequences of causing injury, damage or malice; or for giving negligent advice in the course of conducting the business.

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Employers Liability

Covers costs that the insured is legally liable to pay for death of, or bodily injury to/illness contracted by any employee/contractor/apprentice of the insured.

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Mechanical Warranty

Cover for Vehicle mechanical failure.

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Funeral

Covers funeral expenses, ensuring financial support for burial or cremation costs. It helps ease the financial burden on your loved ones during a difficult time.

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Pet

Covers veterinary costs for illness or injury, offering financial support for medical care. It helps ensure the health and well-being of your beloved pets.

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Gap Cover

Supplements medical insurance by covering the shortfall between what your medical aid pays and the actual medical costs. It ensures comprehensive coverage and peace of mind.

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Cyber Liability

Protects against financial losses from cyber attacks and data breaches. It covers legal fees, recovery costs, and liability claims, ensuring your business's digital security and resilience.

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Core Cover

Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.

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Most Popular

Cover for Her

Tailored to meet the needs of our female customers, with special features just for you.

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Family Cover

Designed for families with young children, focusing on extras to suit your life phase.

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Family+ Cover

Designed for families with grown up children living at home, geared to cover your unique needs.

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Young Professional Cover

The ideal product for a young, up and coming professional just starting out in life.

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First Class Cover

Our premium product designed to give you more than just insurance, benefits to make your life easier.

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Experienced Living Cover

Specifically tailored with our pensioners in mind, we offer benefits that suit your stage of life.

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Classic

Bigger deals, more clients, higher prices - you're moving up! Sleep better at night with some additional covers tailored to your growth.

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Eagle

Designed for the more established and regular golfer with more to protect. Flying a little higher than the Birdie with tailored benefits to keep you on par.

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Small Business

This product is perfect for smaller businesses, freelancers, those who work from home or sole proprietors.

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Most Popular

Medium Business

This product is ideal for medium to large enterprises with many staff or lots of assets.

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Retail Business

This product is tailored for companies in the retail sector.

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Online Business

This product is perfect for online businesses.

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Core

Core insurance benefits to support you as you start your chosen profession. Peace of mind at an affordable price!

Most Popular

Prestige

Top of your game - you have arrived! So we have made sure you have all the bells and whistles!

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Birdie

Designed for the budget focused golfer in mind, no frills and fancies, just the cover you need with some tailored benefits at the best price.

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Birdie

Designed for the budget focused golfer in mind, no frills and fancies, just the cover you need with some tailored benefits at the best price.

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Eagle

Designed for the more established and regular golfer with more to protect. Flying a little higher than the Birdie with tailored benefits to keep you on par.

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Albatross

Tailor-made to ensure you are above par (a positive thing!) when it comes to your personal insurance and spoilt when it comes to benefits designed for the avid golfer.

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Albatross

Tailor-made to ensure you are above par (a positive thing!) when it comes to your personal insurance and spoilt when it comes to benefits designed for the avid golfer.

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Basic Funeral

This product has the basic funeral cover for the person wanting the most affordable cover without extras.

Premium Funeral

This product has the basic funeral cover plus a few extra covers included to give users additional benefits.

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Premium Plus Funeral

This product is the top of the range funeral product with many extra covers included.

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Pathfinder

Designed for start-ups and smaller teams serious about building a strong customer base

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Most Popular

Globetrotter

Designed to suit the more established business seeking that little extra value and service

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Professional Business

This product is ideal for professional services companies.

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GEAR Silver

Designed for those requiring basic access to security evacuation and response benefits

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Most Popular

GEAR Gold

Designed for those requiring access to security evacuation and response benefits excluding Natural Disasters and Violent Crime

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GEAR Platinum

Designed for those requiring full access to security evacuation and response benefits

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GEAR X Copper

Designed for those requiring in country medical evacuation by Road Only

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Most Popular

GEAR X Bronze

Designed for those requiring medical evacuation for Air-in-Country

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GEAR X Silver

Designed for those requiring medical evacuation by Air within the continent

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GEAR X Gold

Designed for those requiring medical evacuation by Air Worldwide excl Trans Atlantic

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GEAR X Platinum

Designed for those requiring medical evacuation by Air Worldwide

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GEAR Combined Silver

Designed for those requiring basic access to security evacuation and response benefits as well as those requiring medical evacuation for Air-in-Country.

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GEAR Combined Gold

Designed for those requiring access to security evacuation and response benefits excluding Natural Disasters and Violent Crime as well as those requiring medical evacuation by Air within the continent.

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Most Popular

GEAR Combined Platinum

Designed for those requiring full access to security evacuation and response benefits as well as those requiring medical evacuation by Air Worldwide.

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Cycling.Insure - Criterium

Designed with the budget focused cyclist in mind, no frills and fancies, just the cover you need at the best price.

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Cycling.Insure - Criterium

Designed with the budget focused cyclist in mind, no frills and fancies, just the cover you need at the best price.

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Cycling.Insure - Continental

The ideal product for an up and coming cyclist who is establishing themselves in life.

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Cycling.Insure - Continental

The ideal product for an up and coming cyclist who is establishing themselves in life.

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Cycling.Insure - World Tour

Tailored to meet the needs of our top level cycling customers, with special features added, just for you.

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Cycling.Insure - World Tour

Tailored to meet the needs of our top level cycling customers, with special features added, just for you.

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Comprehensive Pet 500

Covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R500.00 per claim.

Most Popular

Comprehensive Pet 250

Covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R250.00 per claim.

Comprehensive Pet 1000

Covers Illness and Accidental Injuries. Flat Excess of R1000.00 per claim.

Accidental Only Cover 10

Annual Limit of R10 000 per policy year for accidental cover.

Accidental Only Cover 20

Annual Limit of R20 000 per policy year for accidental cover.

Standard Pet

Annual limit of R50000 per year and covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R200.00 per claim.

Accident Only Pet

Annual limit of R50000 per year and covers only Accidental Injuries. All claims will carry 15% excess, with a minimum of R200.00 per claim.

Essential Core

Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.

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Critical Core

Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.

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CIB Vertex

CIB Vertex personal offering

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Gap Essential

Supplements your medical scheme to provide essential protection against medical tariff shortfalls, covering medical specialists, oncology treatments, and specific procedures.

Gap Premier

Suppliments your medical scheme by providing comprehensive protection against medical tariff shortfalls. It includes coverage for medical specialists, oncology treatments, and specific procedures, tailored for individuals seeking more extensive healthcare coverage.

Most Popular

Cyber Giga

A comprehensive cybersecurity solution, the Giga package protects against a range of cyber threats. It covers theft of funds, identity theft, and includes services for data restoration and malware decontamination. Additionally, it provides safeguards against cyberbullying, cyber stalking, and cyber extortion.

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Coming Soon

Cyber Tera

Enhancing the comprehensive features of the Giga package, the Tera option extends coverage to include online sales and shopping, making it ideal for avid online shoppers and sellers. It maintains all the protections from the Giga package, like theft of funds, identity theft, and cybersecurity threats, but with increased benefit limits for more extensive protection.

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Coming Soon

Cyber Peta

Designed for individuals seeking extensive cyber security coverage, the Peta package protects against a variety of digital risks including theft of funds, identity theft, data restoration, malware decontamination, cyberbullying, cyber stalking, and cyber extortion. Additionally, it uniquely offers coverage for express kidnapping, enhancing safety in high-risk situations. This package ensures superior protection with significantly increased benefit limits.

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Most Popular Coming Soon

Cyber Exa

The pinnacle of cyber protection, the Exa package incorporates all the benefits of the Peta package and introduces additional liability coverages, including network security liability, privacy and data breach liability, and coverage for privacy and data breaches caused by third parties. This premium package provides the highest level of benefits, making it ideal in the digital age.

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Coming Soon

Comprehensive Medical Expenses Plus

Comprehensive Medical Expenses Only

Hospital Only

Accident Only

Western Small Business

This product is perfect for smaller businesses, freelancers, those who work from home or sole proprietors.

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Western Medium Business

This product is ideal for medium to large enterprises with many staff or lots of assets.

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iToo Professional Indemnity

Description here

Western Retail Business

This product is tailored for companies in the retail sector.

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Western Online Business

This product is perfect for online businesses.

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Key Core

Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.

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Premium Cover

Our premium product designed to give you more than just insurance, benefits to make your life easier.

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Elite Cover

Our premium product designed to give you more than just insurance, benefits to make your life easier.

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Prestige Cover

Our premium product designed to give you more than just insurance, benefits to make your life easier.

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Multisure Small Business

This product is perfect for smaller businesses, freelancers, those who work from home or sole proprietors.

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Multisure Medium Business

This product is ideal for medium to large enterprises with many staff or lots of assets.

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Multisure Retail Business

This product is tailored for companies in the retail sector.

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Multisure Online Business

This product is perfect for online businesses.

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Multisure Professional Business

This product is ideal for professional services companies.

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Hollard Commercial Standard

Hollard Commercial Standard

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Most Popular Coming Soon

CIB Eminent

CIB Eminent personal offering

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Cyber Mega

Ideal for individuals looking for essential cyber protection. It offers coverage specifically for theft of funds, protecting against unauthorized access to personal online bank accounts, credit/debit cards, or mobile wallets due to hacking or phishing.

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Coming Soon

Essential

Product

Product designed to cover film industry

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Most Popular

CIB Domestic

CIB Domestic personal offering

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Apprentice

Product designed to cover film industry

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Western Professional Business

This product is ideal for professional services companies.

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Customisable benefits

Accidental Damage

Accidental Damage (Buildings)

Accidental Damage (Contents)

Accidental Damage (Office Contents)

Accidental Damage - Extended (Buildings)

Accidental Damage - Extended (Contents)

Accommodation/ Catering/Travel cost of a companion

Accompanying medical attendants

Additional Claims Preparation Costs

Additional Claims Preparation Costs

Additional Costs

Additional Debris Removal

Additional Increase Cost of Working

Additional Leakage

Additional Leakage

Additional School Costs

All Contents

All other Contents

Architect and other professional fees

Architect's and other Professional Fees

Architects and other professional fees

Average extension - Day one Basis

Average extension - Day one Basis

Average Waiver

Bereavement Expenses

Bereavement Expenses - Stated Benefits

Blackmail & Extortion

Blood Care Foundation

Boarding up

Brands and labels

Breakdown and damage

Business Interruption following Theft

Capital Additions

Capital Additions and currency fluctuations

Car Hire

Claims Preparation Costs

Cleaning and Mainenance Equipment

Cleaning and Maintenance equipment

Clearing Costs

Clearing up and removal of Debris

Collectors / Roundsmen

Commercial Liability Extended

Comprehensive Liability Extended

Concierge Assist

Contingent Liability

Cost of Demolition, cleaning and erection of Hordings

Cost of removal of fallen Trees

Cover for Business Run from Home (Assets)

Cover for Business Run from Home (Assets)

Cover for Business Run from Home (Liabilities)

Cover for Business Run from Home (Liabilities)

Cover Limit

Credit Shortfall

Credit Shortfall

Credit/Debit Cards

Crisis Communication Costs

Custody of Money

Cyber Extortion

Cyber Insurance

Cyberbullying & Cyber Stalking Liability

Cycling Equipment Cover

Cycling Group Personal Accident Cover

Damage Caused by Thieves

Damage to Buildings Resulting from Theft

Damage to shop fronts

Data Restoration/Malware Decontamination

Defence Costs

Delivery of essential medicine

Designated Driver

Deterioration of Load following Accident

Deterioration of Stock

Deterioration of Undamaged Stocks

Diminution of Value

Disappearance of persons - Search and Rescue

Discharge or leakage of Fire Protections systems

Discharge or leakage of Fire Protections systems

Discharge or leakage of Fire Protections systems

Dispatch of medical specialist

Documents

Double Cover

Driver Assist

Emergency Accommodation

Emergency accomodation

Emergency expense shortfall

Enroute Cover

Escalation Year 1

Escalation Year 1

Escalation Year 2

Escalation Year 2

Excess Buy Down Windscreen

Express delivery and overtime

Express Delivery and overtime

Express Kidnapping

Extended Buildings Power Surge

Extended Contents Power Surge

Extended Geyser

Extended Rent Cover

Extended Reporting Option

Fines and Penalties

Fire Extinguishing Charges

Fire Extinguishing charges (Fire, BC, OC, Solar Panels)

Fire Extinguishing charges (Motor, Motor Traders, EE and GIT)

Four Ball & Caddy Personal Accident

Funeral Beef Benefit

Funeral Grocery Benefit

Funeral Tombstone Benefit

GEAR Tech

GEAR X Consult

Generator Hire

Get Me Home Safely

Geyser - Extended

Geysers

Geysers

Golf Bag Contents

Golf Cart

Golf Equipment

Golf Membership

Guarantee of payment for medical admission

Handbag Contents

Hijack

Hijacking Extension

Hole-in-One Cover

Home Assist

Home Protector

Identify Theft

Incompatibility cover

Increased Cost of Working

Increased Cost of Working

Increased Cost of Working

Indoor Trainer Cover

Inflation

Inflation

Keys, Locks and Remote Control Units

Keys, Locks and Remotes – Extended

Kidnap & Ransom (excl Ransom Payment&Negotiation)

Kidnapping, Hijacking, Rape (Trauma Counselling)

Landscaping

Leak detection

Leakage

Legal Liability Documents

Liability

Liability to Third Party

Loading and Unloading (All Risks Cover Only)

Loss of fuel

Loss of Locks and Keys, central locking devices and remotes

Loss of or Damage to Buildings

Loss of use

Losses in the open

Maintenance fees and levies

Malicious Damage

Malicious Damage

Means of evacuation

Medical advice

Medical evacuation and medical expenses

Medical Monitoring during & after hospitalisation

Medical repatriation expense: including quarantine

Medical service provider referral

Medical Translation services

Minor Limits

Mobility

Mobility - Stated Benefits

Money Not Contained in a Locked Safe or Strongroom

Motor and Pumping Equipment

Motor and Pumping Equipment

Motor Excess of Loss

Muncipal plans and scrutiny fee

Municipal Plans and Scrutiny Fee

Natural catastrophe and man made disaster

Network Security + Privacy & Data Breach

New for Old

Office Assist

Online Sales and Shopping

Parking Facilities and movement of third party vehicles

Passenger Liability

Passenger Liability for Commercial Hunters/Game Viewing

Passive War Cover

Passive War Cover - Stated Benefits

Personal Accident

Personal Accident - Extended

Personal Liability - Extended

Petrol Attendents

Petrol in underground tank(s)

Petrol in underground tanks

Political threat

Pothole Cover

Power Surge

Power Surge

Power Surge

Prevention of access

Prevention of Access

Prevention of access

Prevention of Access Extended

Privacy & Data Breach by Third Party

Products/Defective Workmanship Liability

Professional Concierge

Property in the Open (Pumps/Antennae/etc)

Property of Guests

Property owned by any partner, director or employee of Insured

Property under construction or alteration

Public authorities requirement

Public Supply

Public Supply

Public Telecommunications

Public Utilities

Receptacle and Clothing

Regulatory POPIA Inquiry Costs

Reinstatement of Data/Programs

Remote Blocking

Remote blocking

Removal and Reinstallation

Removal of Debris

Rent

Rent

Repatriation

Repatriation - Stated Benefits

Repatriation of vehicles outside the territorial scope

Replacement of Documents

Replacement of Documents

Residence of Insured

Retail value plus (Specified vehicles only)

Retaining Walls

Retaining Walls

Return economy flights to host country

Return of mortal remains

Riot and Strike Outside of SA/Namibia

Riot and Strike Outside of SA/Namibia

Roadside Assist

Routine Care

Sanitary Ware

Sanitary Ware

Sanitary ware and fixed plate Glass

SATIB24 (Staff)

SATIB24 Crisis Call (Guest)

Seasonal Increase

Security Evacuations

Security Guard Costs

Shade Nets and Canopies (Special Perils)

Software upgrade

Solar Power system (s) limitation

Sound Equipment

Special Replacement

Specified Customers

Specified Suppliers/Sub-Contractors

Spread of Fire

Statutory Legal Defence Costs

Statutory Legal Defence Costs

Stock declaration condition

Storage of Contents

Storage of Contents

Subsidence and Landslip (Extended)

Subsidence and Landslip (Limited)

Subsidence and Landslip - Extended

Suppliers and Sub-Contractors Unspecified

Telecomunications access lines

Temporary removal

Temporary removal

Temporary removal

Temporary repairs and meassures after loss

Temporary repairs and meassures after loss

Temporary repairs and meassures after loss

Temporary Repairs and Measures After Loss

Terrorism or defined threat thereof

Theft by Forcible Entry

Theft of External Fixtures and Fittings

Theft of Funds

Theft without Forcible Entry

Tracking device

Transit by Third Party Vehicles

Trauma Benefit

Trauma Counselling

Trauma Counselling - Stated Benefits

Trauma Cover

Unauthorised passenger's personal injury liability

Vehicle Hire (Specified vehicles only)

Vehicle Modification Following Disability

Violent Crime / Criminal Risk

Watchman

Water Leaks/ loss of water Filling of pools/Ponds

Water leaks/loss of water

Wild Baboons and monkeys

Wild Baboons and monkeys

Worldwide Cover

Wreckage Removal

Wrongful Arrest and Defamation

Wrongful detention

Get a Quote

Your only insurance platform.

Our all-in-one insurance platform will empower you to understand and manage all your cover in one place. You’re in complete control of your portfolio with 24/7 online access.

Get quotes and buy instantly

Get multiple comparative quotes from the top insurers, and get access to the best products at the best prices.

Manage your cover online

Manage and adjust all your policies in one place. Customise your policy to your budget and needs.

File quick claims

Claiming is quick and easy. You can submit a claim online anytime, anywhere. Stay up-to-date with the status of your claims in real-time.

Why Choose Everything.Insure?

One Point of Contact

You’ll be assigned a dedicated portfolio manager, there to help whether it’s a question or a claim.

Manage Online

You’re in complete control of your portfolio with 24/7 online access. Make changes to your plan, or submit a claim anytime, anywhere.

No Paperwork - Ever

All your info and documents are captured online, and you won’t need to complete any additional paperwork at any point.

Best Deal in the Market

Always be confident that you have the best cover, at the best price, with the best insurers.

Personalised Products

Add to and adapt your Everything.Insure products so that you can create the cover you want.

Cover On and Off

Not using your car, or resting that scuba gear for the winter? Switch your insurance on and off with the click of a button.

Meet our happy customers.

T Bronwyn van der Merwe

You made the claim process so easy - thank you! Highly Recommended.

T Dhenier Bhayroo

Thank you Anita for your great service as always, much appreciated.

T Sandy de Witt

Many thanks I really feel as if you have been fighting for us. It is much appreciated.

T Kim Bevan

I just want to say that I have been so IMPRESSED with your service! You constantly kept me updated and made me feel as though I wasn’t just a number!

T Carl Abrahams

Thank you for all your assistance. It is greatly appreciated. It felt like it mattered to you, like you really cared, what a refreshing surprise!

T Marco Ferreira

Many thanks for the quick turnaround. Always great service delivery by you.

T Monica Nel

Easy to use and not too many questions. Also great that you get quotes from multiples insurers without having to go through the whole process again. The premiums quoted are great and many options to choose from according to a persons financial needs.

T Colin Atkins

Thank you for your quick response, you have always been highly efficient, thank you.

T Alan & Angelika Sommer

Thanks for the wonderful service we received from you. Its great to see that there are people out there who are prepared to work over the weekends and public holidays.

T Deon Beachen

This Everything.Insure web link is amazing.

T Bongani Masondo

Thank you for always going an extra mile when assisting with insurance, I really appreciate that.

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