Designated Driver*

If you have this cover, you will be entitled to the service of having a driver drive you home in your vehicle when you have been drinking and the percentage of alcohol in your blood is over the legal driving limit.

* optional benefit available on all products

Home Assist

If you have this cover, you are provided with free callout of locksmiths, plumbers, electricians etc.

Roadside Assist

If you have this cover, you would be helped if you needed assistance with a roadside emergency; if you were stranded 100 km or more from home or if you needed emergency telephonic advice or referrals to medical facilities.

Worldwide Cover*

If you have this cover you will be indemnified for loss of or damage to your portable items that you have with you, that are not specifically insured, no matter where in the world you are.

* optional benefit available on all products

Credit Shortfall*

If you have this cover, the insurer will settle what you owe the bank if your vehicle were stolen and not recovered or written off, and there is a shortfall between the claim pay-out value and what you owe the bank.

* optional benefit available on all products

Immediate Approval of Quick Claims

If you have this cover, the insurer will settle Geyser and Windscreen claims immediately.

Designated Driver*

If you have this cover, you will be entitled to the service of having a driver drive you home in your vehicle when you have been drinking and the percentage of alcohol in your blood is over the legal driving limit.

* optional benefit available on all products

Home Assist

If you have this cover, you are provided with free callout of locksmiths, plumbers, electricians etc.

Roadside Assist

If you have this cover, you would be helped if you needed assistance with a roadside emergency; if you were stranded 100 km or more from home or if you needed emergency telephonic advice or referrals to medical facilities.

Worldwide Cover*

If you have this cover you will be indemnified for loss of or damage to your portable items that you have with you, that are not specifically insured, no matter where in the world you are.

* optional benefit available on all products

Credit Shortfall*

If you have this cover, the insurer will settle what you owe the bank if your vehicle were stolen and not recovered or written off, and there is a shortfall between the claim pay-out value and what you owe the bank.

* optional benefit available on all products

Immediate Approval of Quick Claims

If you have this cover, the insurer will settle Geyser and Windscreen claims immediately.

Designated Driver*

If you have this cover, you will be entitled to the service of having a driver drive you home in your vehicle when you have been drinking and the percentage of alcohol in your blood is over the legal driving limit.

* optional benefit available on all products

Home Assist

If you have this cover, you are provided with free callout of locksmiths, plumbers, electricians etc.

Roadside Assist

If you have this cover, you would be helped if you needed assistance with a roadside emergency; if you were stranded 100 km or more from home or if you needed emergency telephonic advice or referrals to medical facilities.

Worldwide Cover*

If you have this cover you will be indemnified for loss of or damage to your portable items that you have with you, that are not specifically insured, no matter where in the world you are.

* optional benefit available on all products

Credit Shortfall*

If you have this cover, the insurer will settle what you owe the bank if your vehicle were stolen and not recovered or written off, and there is a shortfall between the claim pay-out value and what you owe the bank.

* optional benefit available on all products

Immediate Approval of Quick Claims

If you have this cover, the insurer will settle Geyser and Windscreen claims immediately.

Funeral Beef Benefit*

Provides a cow or meat equivalent to feed mourners

* optional benefit available on all products

Funeral Grocery Benefit*

Provides groceries to feed mourners

* optional benefit available on all products

Funeral Tombstone Benefit*

Covers the cost of a tombstone

* optional benefit available on all products

Extended Family Benefits

If you have this cover, you can add up to 8 extended family members (parents, siblings, aunts, uncles, or other financially dependent relatives) for additional funeral protection at an extra premium per member.

Repatriation of Mortal Remains

If you have this cover, the insurer will transport the deceased to their place of burial when death occurs more than 100km from home, covering repatriation within South Africa and neighboring countries.

In-Hospital Specialist Cover

Provides comprehensive protection against shortfalls for medical specialists and surgeons during hospital stays, ensuring coverage beyond your medical scheme's limits.

Oncology Benefits

Offers extensive coverage against oncology-related co-payments and tariff shortfalls, providing financial support for cancer treatments approved by your medical scheme.

Casualty Cover

Covers emergency treatments at a casualty facility following accidents, including an additional benefit for rehabilitation after sports injuries.

Upfront Payment Coverage

Ensures full coverage for required upfront payments or deductibles on both diagnostic and surgical procedures as defined by your medical scheme.

Identity Theft

Covers expenses if someone illegally uses your identity, including costs to restore your credit and lost income.

Online Shopping

If you have this cover you will be indemnified for financial losses arising from undelivered goods or services purchased online, subject to the policy conditions.

Data Restoration & Malware Decontamination

If you have this cover you will be indemnified for expenses to restore data and clean computer systems affected by malware, including the cost of replacement where necessary.

Theft of Funds

If you have this cover you will be indemnified for theft of funds resulting from unauthorized access to your personal online bank accounts, credit/debit cards, or mobile wallets through hacking or phishing. This also includes legal defense costs.

Cyber Extortion

If you have this cover you will be indemnified for ransom payments and related expenses required to resolve a cyber extortion incident, provided that law enforcement has been notified and consent has been given.

Privacy and Data Breach Liability

If you have this cover you will be indemnified for liabilities and defense costs arising from damages caused by a breach of personal data, including direct and investigative expenses.

Network Security Liability (including IoT)

If you have this cover you will be indemnified for legal liabilities and defense costs resulting from damages to third-party computer systems due to a cyber incident, including investigation costs.