Designated Driver*

If you have this cover, you will be entitled to the service of having a driver drive you home in your vehicle when you have been drinking and the percentage of alcohol in your blood is over the legal driving limit.

* optional benefit available on all products

Home Assist

If you have this cover, you are provided with free callout of locksmiths, plumbers, electricians etc.

Roadside Assist

If you have this cover, you would be helped if you needed assistance with a roadside emergency; if you were stranded 100 km or more from home or if you needed emergency telephonic advice or referrals to medical facilities.

Worldwide Cover*

If you have this cover you will be indemnified for loss of or damage to your portable items that you have with you, that are not specifically insured, no matter where in the world you are.

* optional benefit available on all products

Credit Shortfall*

If you have this cover, the insurer will settle what you owe the bank if your vehicle were stolen and not recovered or written off, and there is a shortfall between the claim pay-out value and what you owe the bank.

* optional benefit available on all products

Immediate Approval of Quick Claims

If you have this cover, the insurer will settle Geyser and Windscreen claims immediately.

Exclusive

Hole-in-One Cover

If you have this cover, you will be covered for the cost of a round of drinks at the respective clubhouse if you scored a hole-in-one, or if you earned a full-house in bowling.

Roadside Assist

If you have this cover, you would be helped if you needed assistance with a roadside emergency; if you were stranded 100 km or more from home or if you needed emergency telephonic advice or referrals to medical facilities.

Exclusive

Golf Bag Contents

If you have this cover you will be indemnified for theft of your golf bag and/or its contents.

Exclusive

Four Ball & Caddy Personal Accident

If you have this cover, you, three guests playing with you and the caddie will be compensated for death, bodily injury or permanent disability due to an insured event occurring on a golf course.

Exclusive

Golf Membership

If you have this cover, you will be insured for the costs of your golf club membership fees if you were retrenched or if you became disabled.

Exclusive

Golf Equipment

If you have this cover, you will be indemnified for loss of or damage to your golf clubs and other golfing equipment.

Roadside Assist

If you have this cover, you would be helped if you needed assistance with a roadside emergency; if you were stranded 100 km or more from home or if you needed emergency telephonic advice or referrals to medical facilities.

Cycling Group Personal Accident Cover

If you have this cover, you and three other cyclists who were cycling with you at the time of an incident will be covered for disability or death resulting from an accident while cycling.

Indoor Trainer Cover

If you have this cover you will be indemnified for theft of or damage to your indoor cycling trainer.

Cycling Equipment Cover

If you have this cover you will be indemnified for loss of or damage to your insured cycling equipment.

Bike Fitment

If you have this cover, you will be insured for the cost of having your new bike adjusted to fit you specifically, if your bike has been replaced.

Immediate Approval of Quick Claims

If you have this cover, the insurer will settle Geyser and Windscreen claims immediately.

Funeral Beef Benefit*

Provides a cow or meat equivalent to feed mourners

* optional benefit available on all products

Funeral Grocery Benefit*

Provides groceries to feed mourners

* optional benefit available on all products

Funeral Tombstone Benefit*

Covers the cost of a tombstone

* optional benefit available on all products

Online Sales and Shopping*

Reimburses financial losses for certain undelivered goods/services purchased online.

* optional benefit available on all products

Express Kidnapping*

Covers the value of personal funds or property surrendered in exchange for release after abduction or unlawful detention exceeding 4 hours, subject to certain conditions and limitations.

* optional benefit available on all products

Identity Theft*

Covers expenses if someone illegally uses your identity, including costs to restore your credit and lost income.

* optional benefit available on all products

Theft of Funds

If you have this cover you will be indemnified for theft of funds resulting from unauthorized access to your personal online bank accounts, credit/debit cards, or mobile wallets through hacking or phishing. This also includes legal defense costs.

Cyber Extortion*

If you have this cover you will be indemnified for ransom payments and related expenses required to resolve a cyber extortion incident, provided that law enforcement has been notified and consent has been given.

* optional benefit available on all products

Privacy and Data Breach Liability*

If you have this cover you will be indemnified for liabilities and defense costs arising from damages caused by a breach of personal data, including direct and investigative expenses.

* optional benefit available on all products