Your only insurance platform.
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ICPA partners with Everything.Insure
ICPA is delighted to announce a new partnership with Everything.Insure, an all-in-one digital insurance platform. Everything.Insure, has put together a range of insurance products aimed specifically at pharmacists.
powered by Everything.Insure
Insurance designed to simply your life.
Provided by The Independent Community Pharmacy Association
At ICPA | Marketplace, we ensure that you have the right cover in place that is best suited to your finances and lifestyle. Efficient, fast and convenient solutions. We offer affordable, accessible and efficient solutionsLearn More
The ICPA’s objectives
- Growing the prosperity of independent community pharmacy members
- Representing the professional and propriety interest of members, vigorously promoting and defending these interests
- Commit to high-quality pharmacist care and restore, maintain and promote the health and well-being of the consumer
- Petition the appropriate legislative and regulatory bodies in the best interest of both our members and the consumer
- Act in an ethical and socially responsible manner
We’ve got you covered.
Our products extend to every facet of life, from personal home and car, to business assets, professional indemnity, to death and disability cover.
Everything you own in a business from assets, business vehicles all the way to liability cover. Learn More
Everything to insure you as a professional in the event that you get sued. Learn More
Everything you care about and own in your personal capacity. Learn More
Everything to do with your general life and the risks you may face. Learn More
Everything you need to give you peace of mind as a travel agent, tour operator, accommodation provider or traveller in the tourism and leisure industry. Learn More
Insurance with benefits to suit your lifestyle.
We’ve designed a range of innovative plans that can be customised to offer peace of mind and great perks. Find your perfect fit.
Your only insurance platform.
Our all-in-one insurance platform will empower you to understand and manage all your cover in one place. You’re in complete control of your portfolio with 24/7 online access.
Get quotes and buy instantly
Get multiple comparative quotes from the top insurers, and get access to the best products at the best prices.
Manage your cover online
Manage and adjust all your policies in one place. Customise your policy to your budget and needs.
File quick claims
Claiming is quick and easy. You can submit a claim online anytime, anywhere. Stay up-to-date with the status of your claims in real-time.
Why Choose Everything.Insure?
One Point of Contact
You’ll be assigned a dedicated portfolio manager, there to help whether it’s a question or a claim.
You’re in complete control of your portfolio with 24/7 online access. Make changes to your plan, or submit a claim anytime, anywhere.
No Paperwork - Ever
All your info and documents are captured online, and you won’t need to complete any additional paperwork at any point.
Best Deal in the Market
Always be confident that you have the best cover, at the best price, with the best insurers.
Add to and adapt your Everything.Insure products so that you can create the cover you want.
Cover On and Off
Not using your car, or resting that scuba gear for the winter? Switch your insurance on and off with the click of a button.
Why trust Everything.Insure?
40+ Years of Experience
We’ve taken decades of industry expertise online and used tech to make your experience simpler.
Safe and Secure
All your info is encrypted and you’re completely covered in the unlikely event of a security breach.
Only SA's Best Insurers
We only work with top insurers, ensuring your cover is underwritten by reliable, trusted entities.
Meet our happy customers.
I just want to commend Ahmed on his excellent service with the challenges regarding my last claim. He went out of his way to help me.
Thank you Anita for your great service as always, much appreciated.
Sandy de Witt
Many thanks I really feel as if you have been fighting for us. It is much appreciated.
I just want to say that I have been so IMPRESSED with your service! You constantly kept me updated and made me feel as though I wasn’t just a number!
Thank you for all your assistance. It is greatly appreciated. It felt like it mattered to you, like you really cared, what a refreshing surprise!
Many thanks for the quick turnaround. Always great service delivery by you.
Thank you so much for all your help and making it happen so quickly.
Thank you for your quick response, you have always been highly efficient, thank you.
Alan & Angelika Sommer
Thanks for the wonderful service we received from you. Its great to see that there are people out there who are prepared to work over the weekends and public holidays.
I would just like to send a message to say thank you to you and the Santam team. My claim was submitted on Thursday and I received my claim payout on Friday. Easy and efficient.
Thank you for always going an extra mile when assisting with insurance, I really appreciate that.
Answers to your questions.
Why do I need insurance?
We all face some sort of risk on a daily basis. These are unforeseen and unpredictable events that can result in liability to you or loss or damage to your assets. The risks we want to avoid or insure against are those that we cannot recover from based on our savings and personal support system and would require us to borrow from a third party lender which will result in financial hardship. This is why insurance is an important instrument to protect ourselves against unexpected events such as accidents, fire, severe weather, theft and so much more. Insurance protects you against a financial setback and helps restore you to the position you were before the event.
Why is it best to have a broker assist me?
A professional and qualified broker will understand your personal circumstance and risk appetite, will analyse your risk profile and the exposures you face, will highlight what is insurable and what not and will make design or recommendations on the best product solutions available to you. These products are often only available to you via a licensed professional intermediary such as Everything.Insure and cannot be bought directly. Everything.Insure will also generally provide these products to you at preferentially negotiated pricing because of their strategic relationships with insurers. Your broker is also available to provide ongoing advice, make policy amendments, submit and finalise claims on your behalf. Everything.Insure allows you to do any of these functions yourself by giving you access to our state of the art technology that enables you to safely and securely self-serve. Your broker is your agent, has your best interests at heart and always acts on your behalf with no alignment to any product provider, service provider or insurer.
Does it cost me more to use a broker?
No. Contrary to statements by direct insurers there is no extra cost to have a broker and no need to cut out the middle-man. In fact your broker (like your accountant, tax advisor and lawyer) provides a vital technical service that is best left to a professional even though you can do it yourself. Many benchmark studies have shown that the cost of insurance via a broker is no more expensive than buying directly and is often cheaper with the added benefit of having a professional to advise you through the complexities choosing the right covers and then navigating a complex claim.
Is there a cooling off period should I no longer wish to continue after signing up?
You are welcome to cancel at any time. You will only be charged for the days that you were on cover for.
How long will my insurance cover continue following the cancellation of a policy?
Your cover will continue until the date you requested cancellation for, and you will only be charged for these days. There is no penalty for cancelling. Please note: cancelling online only allows you to cancel at the end of the month. Should you wish to end your cover in the middle of the month, you can contact us directly.
How do I prove what I said in an online sign-up, in the event of a dispute?
The answers to all your questions are recorded and a transcript is sent to you immediately on sign-up. If anything is incorrect, please let us know and we will rectify. In the event that you lose this transcript, we keep a record and can send it to you at any time. A copy of all conversations had via our chatbot can also be emailed to you and all calls had with our staff are voice logged and can be sent to you upon request.