Your only insurance platform.
You can get everything covered in one place in record time with no paperwork required.
Get a QuoteMichael van Niekerk partners with Everything.Insure
Michael is delighted to announce a partnership with Everything.Insure, an all-in-one digital insurance platform. Everything.Insure, has put together a range of insurance products aimed specifically at consumers.

More about Everything.Insure
We’ve got you covered.
Our products extend to every facet of life, from personal home and car, to business assets, professional indemnity, to death and disability cover.
Everything you own in a business from assets, business vehicles all the way to liability cover. Learn More
Everything you need to give you peace of mind as a travel agent, tour operator, accommodation provider or traveller in the tourism and leisure industry. Learn More
Unsure what insurance you need?
Let us help youInsurance with benefits to suit your lifestyle.
We’ve designed a range of innovative plans that can be customised to offer peace of mind and great perks. Find your perfect fit.
Core Cover
Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.
First Class Cover
Our premium product designed to give you more than just insurance, benefits to make your life easier.
Experienced Living Cover
Specifically tailored with our pensioners in mind, we offer benefits that suit your stage of life.
Young Professional Cover
The ideal product for a young, up and coming professional just starting out in life.
Cover for Her
Tailored to meet the needs of our female customers, with special features just for you.
Family Cover
Designed for families with young children, focusing on extras to suit your life phase.
Family+ Cover
Designed for families with grown up children living at home, geared to cover your unique needs.
Small Business
This product is perfect for smaller businesses, freelancers, those who work from home or sole proprietors.
Birdie
Designed for the budget focused golfer in mind, no frills and fancies, just the cover you need with some tailored benefits at the best price.
Birdie
Designed for the budget focused golfer in mind, no frills and fancies, just the cover you need with some tailored benefits at the best price.
Medium Business
This product is ideal for medium to large enterprises with many staff or lots of assets.
Eagle
Designed for the more established and regular golfer with more to protect. Flying a little higher than the Birdie with tailored benefits to keep you on par.
Eagle
Designed for the more established and regular golfer with more to protect. Flying a little higher than the Birdie with tailored benefits to keep you on par.
Albatross
Tailor-made to ensure you are above par (a positive thing!) when it comes to your personal insurance and spoilt when it comes to benefits designed for the avid golfer.
Albatross
Tailor-made to ensure you are above par (a positive thing!) when it comes to your personal insurance and spoilt when it comes to benefits designed for the avid golfer.
Basic Funeral
This product has the basic funeral cover for the person wanting the most affordable cover without extras.
Premium Funeral
This product has the basic funeral cover plus a few extra covers included to give users additional benefits.
Premium Plus Funeral
This product is the top of the range funeral product with many extra covers included.
Professional Business
This product is ideal for professional services companies.
Essential
The absolute essentials that cover what you need to get started. No frills at a great price!
Cycling.Insure - Criterium
Designed with the budget focused cyclist in mind, no frills and fancies, just the cover you need at the best price.
Deluxe
Contracts are big, projects complex! You need a premium product - broad and robust - to stand up when it's needed most.
GEAR Combined Silver
Designed for those requiring basic access to security evacuation and response benefits as well as those requiring medical evacuation for Air-in-Country.
GEAR Combined Gold
Designed for those requiring access to security evacuation and response benefits excluding Natural Disasters and Violent Crime as well as those requiring medical evacuation by Air within the continent.
GEAR Combined Platinum
Designed for those requiring full access to security evacuation and response benefits as well as those requiring medical evacuation by Air Worldwide.
Cycling.Insure - Continental
The ideal product for an up and coming cyclist who is establishing themselves in life.
Cycling.Insure - World Tour
Tailored to meet the needs of our top level cycling customers, with special features added, just for you.
Comprehensive Pet 500
Covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R500.00 per claim.
Comprehensive Pet 250
Covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R250.00 per claim.
Comprehensive Pet 1000
Covers Illness and Accidental Injuries. Flat Excess of R1000.00 per claim.
Accidental Only Cover 10
Annual Limit of R10 000 per policy year for accidental cover.
Accidental Only Cover 20
Annual Limit of R20 000 per policy year for accidental cover.
Standard Pet
Annual limit of R50000 per year and covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R200.00 per claim.
Accident Only Pet
Annual limit of R50000 per year and covers only Accidental Injuries. All claims will carry 15% excess, with a minimum of R200.00 per claim.
Essential Core
Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.
Prestige Cover
Our premium product designed to give you more than just insurance, benefits to make your life easier.
Critical Core
Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.
Key Core
Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.
Premium Cover
Our premium product designed to give you more than just insurance, benefits to make your life easier.
Elite Cover
Our premium product designed to give you more than just insurance, benefits to make your life easier.
Multisure Small Business
This product is perfect for smaller businesses, freelancers, those who work from home or sole proprietors.
Multisure Medium Business
This product is ideal for medium to large enterprises with many staff or lots of assets.
Multisure Retail Business
This product is tailored for companies in the retail sector.
Multisure Professional Business
This product is ideal for professional services companies.
Mobile Device Pro
This product is perfect for people who just want to insure one or more mobile device.
Western Device Pro
This product is perfect for people who just want to insure one or more mobile device.
Western Small Business
This product is perfect for smaller businesses, freelancers, those who work from home or sole proprietors.
Western Medium Business
This product is ideal for medium to large enterprises with many staff or lots of assets.
Western Retail Business
This product is tailored for companies in the retail sector.
Western Professional Business
This product is ideal for professional services companies.
Customisable benefits
Accidental Damage (Buildings)
Accidental Damage (Contents)
Accidental Damage (Office Contents)
Accidental Damage - Extended (Buildings)
Accidental Damage - Extended (Contents)
Accommodation/ Catering/Travel cost of a companion
Accompanying medical attendants
Average Waiver
Bike Fitment
Blackmail & Extortion
Blood Care Foundation
Concierge Assist
Cover for Business Run from Home (Assets)
Cover for Business Run from Home (Liabilities)
Cover Limit
Credit Shortfall
Cyber Insurance
Cycling Equipment Cover
Cycling Group Personal Accident Cover
Delivery of essential medicine
Your only insurance platform.
Our all-in-one insurance platform will empower you to understand and manage all your cover in one place. You’re in complete control of your portfolio with 24/7 online access.

Get quotes and buy instantly
Get multiple comparative quotes from the top insurers, and get access to the best products at the best prices.

Manage your cover online
Manage and adjust all your policies in one place. Customise your policy to your budget and needs.

File quick claims
Claiming is quick and easy. You can submit a claim online anytime, anywhere. Stay up-to-date with the status of your claims in real-time.
Why Choose Everything.Insure?
One Point of Contact
You’ll be assigned a dedicated portfolio manager, there to help whether it’s a question or a claim.
Manage Online
You’re in complete control of your portfolio with 24/7 online access. Make changes to your plan, or submit a claim anytime, anywhere.
No Paperwork - Ever
All your info and documents are captured online, and you won’t need to complete any additional paperwork at any point.
Best Deal in the Market
Always be confident that you have the best cover, at the best price, with the best insurers.
Personalised Products
Add to and adapt your Everything.Insure products so that you can create the cover you want.
Cover On and Off
Not using your car, or resting that scuba gear for the winter? Switch your insurance on and off with the click of a button.
Why trust Everything.Insure?
40+ Years of Experience
We’ve taken decades of industry expertise online and used tech to make your experience simpler.
Safe and Secure
All your info is encrypted and you’re completely covered in the unlikely event of a security breach.
Only SA's Best Insurers
We only work with top insurers, ensuring your cover is underwritten by reliable, trusted entities.
Trusted by
Meet our happy customers.
Bronwyn van der MerweYou made the claim process so easy - thank you! Highly Recommended.
Dhenier BhayrooThank you Anita for your great service as always, much appreciated.
Sandy de WittMany thanks I really feel as if you have been fighting for us. It is much appreciated.
Kim BevanI just want to say that I have been so IMPRESSED with your service! You constantly kept me updated and made me feel as though I wasn’t just a number!
Carl AbrahamsThank you for all your assistance. It is greatly appreciated. It felt like it mattered to you, like you really cared, what a refreshing surprise!
Marco FerreiraMany thanks for the quick turnaround. Always great service delivery by you.
Monica NelEasy to use and not too many questions. Also great that you get quotes from multiples insurers without having to go through the whole process again. The premiums quoted are great and many options to choose from according to a persons financial needs.
Colin AtkinsThank you for your quick response, you have always been highly efficient, thank you.
Alan & Angelika SommerThanks for the wonderful service we received from you. Its great to see that there are people out there who are prepared to work over the weekends and public holidays.
Deon BeachenThis Everything.Insure web link is amazing.
Bongani MasondoThank you for always going an extra mile when assisting with insurance, I really appreciate that.