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Michael van Niekerk partners with Everything.Insure

Michael is delighted to announce a partnership with Everything.Insure, an all-in-one digital insurance platform. Everything.Insure, has put together a range of insurance products aimed specifically at consumers.

More about Everything.Insure

We’ve got you covered.

Our products extend to every facet of life, from personal home and car, to business assets, professional indemnity, to death and disability cover.

Everything you own in a business from assets, business vehicles all the way to liability cover. Learn More

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Everything to insure you as a professional in the event that you get sued. Learn More

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Everything you care about and own in your personal capacity. Learn More

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Everything to do with your general life and the risks you may face. Learn More

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Everything you need to give you peace of mind as a travel agent, tour operator, accommodation provider or traveller in the tourism and leisure industry. Learn More

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Unsure what insurance you need?

Let us help you

Insurance with benefits to suit your lifestyle.

We’ve designed a range of innovative plans that can be customised to offer peace of mind and great perks. Find your perfect fit.

Personal.Insure
Business.Insure
Lifestyle.Insure
Professional.Insure
Tourism.Insure

Core Cover

Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.

First Class Cover

Our premium product designed to give you more than just insurance, benefits to make your life easier.

Experienced Living Cover

Specifically tailored with our pensioners in mind, we offer benefits that suit your stage of life.

Young Professional Cover

The ideal product for a young, up and coming professional just starting out in life.

Cover for Her

Tailored to meet the needs of our female customers, with special features just for you.

Family Cover

Designed for families with young children, focusing on extras to suit your life phase.

Family+ Cover

Designed for families with grown up children living at home, geared to cover your unique needs.

Small Business

This product is perfect for smaller businesses, freelancers, those who work from home or sole proprietors.

Birdie

Designed for the budget focused golfer in mind, no frills and fancies, just the cover you need with some tailored benefits at the best price.

Birdie

Designed for the budget focused golfer in mind, no frills and fancies, just the cover you need with some tailored benefits at the best price.

Medium Business

This product is ideal for medium to large enterprises with many staff or lots of assets.

Eagle

Designed for the more established and regular golfer with more to protect. Flying a little higher than the Birdie with tailored benefits to keep you on par.

Eagle

Designed for the more established and regular golfer with more to protect. Flying a little higher than the Birdie with tailored benefits to keep you on par.

Retail Business

This product is tailored for companies in the retail sector.

Online Business

This product is perfect for online businesses.

Albatross

Tailor-made to ensure you are above par (a positive thing!) when it comes to your personal insurance and spoilt when it comes to benefits designed for the avid golfer.

Albatross

Tailor-made to ensure you are above par (a positive thing!) when it comes to your personal insurance and spoilt when it comes to benefits designed for the avid golfer.

Basic Funeral

This product has the basic funeral cover for the person wanting the most affordable cover without extras.

Premium Funeral

This product has the basic funeral cover plus a few extra covers included to give users additional benefits.

Premium Plus Funeral

This product is the top of the range funeral product with many extra covers included.

Professional Business

This product is ideal for professional services companies.

Essential

The absolute essentials that cover what you need to get started. No frills at a great price!

Cycling.Insure - Criterium

Designed with the budget focused cyclist in mind, no frills and fancies, just the cover you need at the best price.

Deluxe

Contracts are big, projects complex! You need a premium product - broad and robust - to stand up when it's needed most.

GEAR Combined Silver

Designed for those requiring basic access to security evacuation and response benefits as well as those requiring medical evacuation for Air-in-Country.

GEAR Combined Gold

Designed for those requiring access to security evacuation and response benefits excluding Natural Disasters and Violent Crime as well as those requiring medical evacuation by Air within the continent.

GEAR Combined Platinum

Designed for those requiring full access to security evacuation and response benefits as well as those requiring medical evacuation by Air Worldwide.

Cycling.Insure - Continental

The ideal product for an up and coming cyclist who is establishing themselves in life.

Cycling.Insure - World Tour

Tailored to meet the needs of our top level cycling customers, with special features added, just for you.

Comprehensive Pet 500

Covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R500.00 per claim.

Comprehensive Pet 250

Covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R250.00 per claim.

Comprehensive Pet 1000

Covers Illness and Accidental Injuries. Flat Excess of R1000.00 per claim.

Accidental Only Cover 10

Annual Limit of R10 000 per policy year for accidental cover.

Accidental Only Cover 20

Annual Limit of R20 000 per policy year for accidental cover.

Standard Pet

Annual limit of R50000 per year and covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R200.00 per claim.

Accident Only Pet

Annual limit of R50000 per year and covers only Accidental Injuries. All claims will carry 15% excess, with a minimum of R200.00 per claim.

Essential Core

Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.

Prestige Cover

Our premium product designed to give you more than just insurance, benefits to make your life easier.

Critical Core

Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.

Key Core

Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.

Premium Cover

Our premium product designed to give you more than just insurance, benefits to make your life easier.

Elite Cover

Our premium product designed to give you more than just insurance, benefits to make your life easier.

Multisure Small Business

This product is perfect for smaller businesses, freelancers, those who work from home or sole proprietors.

Multisure Medium Business

This product is ideal for medium to large enterprises with many staff or lots of assets.

Multisure Retail Business

This product is tailored for companies in the retail sector.

Multisure Online Business

This product is perfect for online businesses.

Multisure Professional Business

This product is ideal for professional services companies.

Mobile Device Pro

This product is perfect for people who just want to insure one or more mobile device.

Western Device Pro

This product is perfect for people who just want to insure one or more mobile device.

Western Small Business

This product is perfect for smaller businesses, freelancers, those who work from home or sole proprietors.

Western Medium Business

This product is ideal for medium to large enterprises with many staff or lots of assets.

Western Retail Business

This product is tailored for companies in the retail sector.

Western Online Business

This product is perfect for online businesses.

Western Professional Business

This product is ideal for professional services companies.

Customisable benefits

Accidental Damage (Buildings)

Accidental Damage (Contents)

Accidental Damage (Office Contents)

Accidental Damage - Extended (Buildings)

Accidental Damage - Extended (Contents)

Accommodation/ Catering/Travel cost of a companion

Accompanying medical attendants

Average Waiver

Bike Fitment

Blackmail & Extortion

Blood Care Foundation

Concierge Assist

Cover for Business Run from Home (Assets)

Cover for Business Run from Home (Liabilities)

Cover Limit

Credit Shortfall

Cyber Insurance

Cycling Equipment Cover

Cycling Group Personal Accident Cover

Delivery of essential medicine

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Your only insurance platform.

Our all-in-one insurance platform will empower you to understand and manage all your cover in one place. You’re in complete control of your portfolio with 24/7 online access.

Get quotes and buy instantly

Get multiple comparative quotes from the top insurers, and get access to the best products at the best prices.

Manage your cover online

Manage and adjust all your policies in one place. Customise your policy to your budget and needs.

File quick claims

Claiming is quick and easy. You can submit a claim online anytime, anywhere. Stay up-to-date with the status of your claims in real-time.

Why Choose Everything.Insure?

One Point of Contact

You’ll be assigned a dedicated portfolio manager, there to help whether it’s a question or a claim.

Manage Online

You’re in complete control of your portfolio with 24/7 online access. Make changes to your plan, or submit a claim anytime, anywhere.

No Paperwork - Ever

All your info and documents are captured online, and you won’t need to complete any additional paperwork at any point.

Best Deal in the Market

Always be confident that you have the best cover, at the best price, with the best insurers.

Personalised Products

Add to and adapt your Everything.Insure products so that you can create the cover you want.

Cover On and Off

Not using your car, or resting that scuba gear for the winter? Switch your insurance on and off with the click of a button.

Why trust Everything.Insure?

40+ Years of Experience

We’ve taken decades of industry expertise online and used tech to make your experience simpler.

Safe and Secure

All your info is encrypted and you’re completely covered in the unlikely event of a security breach.

Only SA's Best Insurers

We only work with top insurers, ensuring your cover is underwritten by reliable, trusted entities.

Trusted by

Meet our happy customers.

You made the claim process so easy - thank you! Highly Recommended.

Bronwyn van der Merwe

Thank you Anita for your great service as always, much appreciated.

Dhenier Bhayroo

Many thanks I really feel as if you have been fighting for us. It is much appreciated.

Sandy de Witt

I just want to say that I have been so IMPRESSED with your service! You constantly kept me updated and made me feel as though I wasn’t just a number!

Kim Bevan

Thank you for all your assistance. It is greatly appreciated. It felt like it mattered to you, like you really cared, what a refreshing surprise!

Carl Abrahams

Many thanks for the quick turnaround. Always great service delivery by you.

Marco Ferreira

Easy to use and not too many questions. Also great that you get quotes from multiples insurers without having to go through the whole process again. The premiums quoted are great and many options to choose from according to a persons financial needs.

Monica Nel

Thank you for your quick response, you have always been highly efficient, thank you.

Colin Atkins

Thanks for the wonderful service we received from you. Its great to see that there are people out there who are prepared to work over the weekends and public holidays.

Alan & Angelika Sommer

This Everything.Insure web link is amazing.

Deon Beachen

Thank you for always going an extra mile when assisting with insurance, I really appreciate that.

Bongani Masondo