Your only insurance platform.

A professional and qualified broker will understand your personal circumstance and risk appetite, will analyse your risk profile and the exposures you face, will highlight what is insurable and what not and will make design or recommendations on the best product solutions available to you. These products are often only available to you via a licensed professional intermediary such as Everything.Insure and cannot be bought directly. Everything.Insure will also generally provide these products to you at preferentially negotiated pricing because of their strategic relationships with insurers. Your broker is also available to provide ongoing advice, make policy amendments, submit and finalise claims on your behalf. Everything.Insure allows you to do any of these functions yourself by giving you access to our state of the art technology that enables you to safely and securely self-serve. Your broker is your agent, has your best interests at heart and always acts on your behalf with no alignment to any product provider, service provider or insurer.

No. Contrary to statements by direct insurers there is no extra cost to have a broker and no need to cut out the middle-man. In fact your broker (like your accountant, tax advisor and lawyer) provides a vital technical service that is best left to a professional even though you can do it yourself. Many benchmark studies have shown that the cost of insurance via a broker is no more expensive than buying directly and is often cheaper with the added benefit of having a professional to advise you through the complexities choosing the right covers and then navigating a complex claim.

You make peoples dreams come true by stitching together amazing itineraries for travellers! Office based and no wheels - just how you like it! Your most important need is to protect yourself for claims against you or your staff in resepct of errors, ommissions or where they believe you have acted negligently. So Professional Indemnity and Public Liability are your priority. Then you have the option through business.insure to look at options that cover other aspects of your business, such as Cyber Cover, Business Conents and lots more.

Everything that you own in your personal capacity, and any liabilities that you may incur as an individual. Examples of this would be your car, your home and everything in it, your personal items like cell phones, jewellery and computers.

GEAR is a travel assistance membership that is focused on Security and Natural Disaster responses that are not typically available in most travel insurance policies.

No, GEAR is a travel assistance membership. Travel insurance is primarily designed to provide financial protection against basic travel issues like trip cancellation and local medical bills. GEAR is a membership program that has been specifically designed to help you in extraordinary situations, such as a life-threatening travel crisis, or a security emergency.  You may find some travel insurances may include these services, but travel insurance doesn’t specialise in handling these kinds of situations on a daily basis.

Yes. The case will just need to be dealt with in South African courts due to the Jurisdication clause.