Insurance made for you
Life happens. But, we've got you, your online identity and pets covered.
From pet insurance and gap cover, to cyber insurance and funeral policies. Tweak your cover to your needs budget and compare quotes from Hollard, Santam, Bryte, Old Mutual and Renesa.
Manage all your insurance policies on one, easy-to-use platform with hybrid broker support whenever you need it.
All your insurance, for your budget and needs.
Our all-in-one insurance platform will empower you to understand and manage all your cover in one place. You’re in complete control of your portfolio with 24/7 online access.

Get quotes and buy instantly
Get multiple comparative quotes from the top insurers, and get access to the best products at the best prices.

Manage your cover online
Manage and adjust all your policies in one place. Customise your policy to your budget and needs.

File quick claims
Claiming is quick and easy. You can submit a claim online anytime, anywhere. Stay up-to-date with the status of your claims in real-time.
Start ClaimWhy choose us?
Your Claims are Our Priority
99.99% of all claims were paid out in the last 10 years! When things go wrong, our insurers will make it right, fast.
Instant Cover
Everything.Insure doesn’t just provide quotes, once you’ve chosen an option we seal the deal and get you covered instantly.
One Portal for Everything
Cover all your items in one place, at the same time, to save on filling in forms and future admin.
No Need to Shop Around
In under 7 minutes, we’ll get you a minimum of 4 quotes from top insurers, allowing you to compare options in one place.
99.99% of all claims were paid out in the last 10 years! When things go wrong, our insurers will make it right, fast.
Everything.Insure doesn’t just provide quotes, once you’ve chosen an option we seal the deal and get you covered instantly.
Cover all your items in one place, at the same time, to save on filling in forms and future admin.
In under 7 minutes, we’ll get you a minimum of 4 quotes from top insurers, allowing you to compare options in one place.
And there's more!
One Point of Contact
You’ll be assigned a dedicated portfolio manager, there to help whether it’s a question or a claim.
Manage Online
You’re in complete control of your portfolio with 24/7 online access. Make changes to your plan, or submit a claim anytime, anywhere.
No Paperwork - Ever
All your info and documents are captured online, and you won’t need to complete any additional paperwork at any point.
Benefits You Want
Earn discounts and rewards at the places you use and get extra perks that suit your lifestyle.
Personalised Products
Add to and adapt your Personal.Insure plan so that you can create the cover you want.
Cover On and Off
Not using your car, or sold that laptop? Switch your insurance on and off with the click of a button.
Basic Funeral
This product has the basic funeral cover for the person wanting the most affordable cover without extras.
Premium Funeral
This product has the basic funeral cover plus a few extra covers included to give users additional benefits.
Premium Plus Funeral
This product is the top of the range funeral product with many extra covers included.
Comprehensive Pet 500
Covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R500.00 per claim.
Comprehensive Pet 250
Covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R250.00 per claim.
Comprehensive Pet 1000
Covers Illness and Accidental Injuries. Flat Excess of R1000.00 per claim.
Accidental Only Cover 10
Annual Limit of R10 000 per policy year for accidental cover.
Accidental Only Cover 20
Annual Limit of R20 000 per policy year for accidental cover.
Standard Pet
Annual limit of R50000 per year and covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R200.00 per claim.
Accident Only Pet
Annual limit of R50000 per year and covers only Accidental Injuries. All claims will carry 15% excess, with a minimum of R200.00 per claim.
Gap Essential
Supplements your medical scheme to provide essential protection against medical tariff shortfalls, covering medical specialists, oncology treatments, and specific procedures.
Gap Premier
Suppliments your medical scheme by providing comprehensive protection against medical tariff shortfalls. It includes coverage for medical specialists, oncology treatments, and specific procedures, tailored for individuals seeking more extensive healthcare coverage.
Mega
Ideal for individuals looking for essential cyber protection. It offers coverage specifically for theft of funds, protecting against unauthorized access to personal online bank accounts, credit/debit cards, or mobile wallets due to hacking or phishing.
Giga
A comprehensive cybersecurity solution, the Giga package protects against a range of cyber threats. It covers theft of funds, identity theft, and includes services for data restoration and malware decontamination. Additionally, it provides safeguards against cyberbullying, cyber stalking, and cyber extortion.
Tera
Enhancing the comprehensive features of the Giga package, the Tera option extends coverage to include online sales and shopping, making it ideal for avid online shoppers and sellers. It maintains all the protections from the Giga package, like theft of funds, identity theft, and cybersecurity threats, but with increased benefit limits for more extensive protection.
Peta
Designed for individuals seeking extensive cyber security coverage, the Peta package protects against a variety of digital risks including theft of funds, identity theft, data restoration, malware decontamination, cyberbullying, cyber stalking, and cyber extortion. Additionally, it uniquely offers coverage for express kidnapping, enhancing safety in high-risk situations. This package ensures superior protection with significantly increased benefit limits.
Exa
The pinnacle of cyber protection, the Exa package incorporates all the benefits of the Peta package and introduces additional liability coverages, including network security liability, privacy and data breach liability, and coverage for privacy and data breaches caused by third parties. This premium package provides the highest level of benefits, making it ideal in the digital age.
Customise your plan with these extras:
Funeral Beef Benefit
Funeral Grocery Benefit
Funeral Tombstone Benefit
Trauma Cover
Need some help?
Need help? We’re here!
Whether you just prefer a friendly voice or need more info, our licensed Everything.Insure brokers are ready to help you.
+27 (0)87 095 2823 or Request a Call
Why trust us?
40+ Years of Experience
We’ve taken decades of industry expertise online and used tech to make your experience simpler.
Safe and Secure
All your info is encrypted and you’re completely covered in the unlikely event of a security breach.
Only SA's Best Insurers
We only work with top insurers, ensuring your cover is underwritten by reliable, trusted entities.
Get the App!
Manage your Personal.Insure portfolio from our handy app. It offers great added extras, like a home inventory album that can be used when claiming, and a digital vault for all you personal documents.
Meet our happy customers.
Seemless experience and access to support - made my day!
Love your add-ons!
Great, friendly service - what a pleasure!
Insurance at your fingertips - literally.
Quick and easy - thank you!
Answers to your questions.
Why do I need insurance?
We all face some sort of risk on a daily basis. These are unforeseen and unpredictable events that can result in liability to you or loss or damage to your assets. The risks we want to avoid or insure against are those that we cannot recover from based on our savings and personal support system and would require us to borrow from a third party lender which will result in financial hardship. This is why insurance is an important instrument to protect ourselves against unexpected events such as accidents, fire, severe weather, theft and so much more. Insurance protects you against a financial setback and helps restore you to the position you were before the event.
Why is it best to have a broker assist me?
A professional and qualified broker will understand your personal circumstance and risk appetite, will analyse your risk profile and the exposures you face, will highlight what is insurable and what not and will make design or recommendations on the best product solutions available to you. These products are often only available to you via a licensed professional intermediary such as Everything.Insure and cannot be bought directly. Everything.Insure will also generally provide these products to you at preferentially negotiated pricing because of their strategic relationships with insurers. Your broker is also available to provide ongoing advice, make policy amendments, submit and finalise claims on your behalf. Everything.Insure allows you to do any of these functions yourself by giving you access to our state of the art technology that enables you to safely and securely self-serve. Your broker is your agent, has your best interests at heart and always acts on your behalf with no alignment to any product provider, service provider or insurer.
Does it cost me more to use a broker?
No. Contrary to statements by direct insurers there is no extra cost to have a broker and no need to cut out the middle-man. In fact your broker (like your accountant, tax advisor and lawyer) provides a vital technical service that is best left to a professional even though you can do it yourself. Many benchmark studies have shown that the cost of insurance via a broker is no more expensive than buying directly and is often cheaper with the added benefit of having a professional to advise you through the complexities choosing the right covers and then navigating a complex claim.
Why do I need a funeral plan?
Although we do not like to think about it much, the day will come when death will occur in your family and/or extended family. Funeral plans are designed to help you plan ahead. By having a Funeral Plan, you can reduce the financial burden that the cost of a funeral may present to you or your family.

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