We have re-imagined personal insurance.

From click to covered in the time it takes to drink a cup of coffee. Compare top insurers, and choose the perfect fit.

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All your insurance, for your budget and needs.

Our all-in-one insurance platform will empower you to understand and manage all your cover in one place. You’re in complete control of your portfolio with 24/7 online access.

Get quotes and buy instantly

Get multiple comparative quotes from the top insurers, and get access to the best products at the best prices.

Manage your cover online

Manage and adjust all your policies in one place. Customise your policy to your budget and needs.

File quick claims

Claiming is quick and easy. You can submit a claim online anytime, anywhere. Stay up-to-date with the status of your claims in real-time.

Start Claim

Why choose us?

And there's more!

One Point of Contact

You’ll be assigned a dedicated portfolio manager, there to help whether it’s a question or a claim.

Manage Online

You’re in complete control of your portfolio with 24/7 online access. Make changes to your plan, or submit a claim anytime, anywhere.

No Paperwork - Ever

All your info and documents are captured online, and you won’t need to complete any additional paperwork at any point.

Benefits You Want

Earn discounts and rewards at the places you use and get extra perks that suit your lifestyle.

Personalised Products

Add to and adapt your Personal.Insure plan so that you can create the cover you want.

Cover On and Off

Not using your car, or sold that laptop? Switch your insurance on and off with the click of a button.

Insurance with benefits to suit your lifestyle.

We’ve designed a range of innovative plans that can be customised to offer peace of mind and great perks. Find your perfect fit.

Customise your plan with these extras:

Accidental Damage (Buildings)

Accidental Damage (Contents)

Accidental Damage - Extended (Buildings)

Accidental Damage - Extended (Contents)

Average Waiver

Bike Fitment

Concierge Assist

Cover for Business Run from Home (Assets)

Cover for Business Run from Home (Liabilities)

Credit Shortfall

Cyber Insurance

Cycling Equipment Cover

Cycling Group Personal Accident Cover

Designated Driver

Diminution of Value

Driver Assist

Emergency Accommodation

Enroute Cover

Four Ball & Caddy Personal Accident

Get Me Home Safely

Geyser - Extended

Golf Bag Contents

Golf Cart

Golf Equipment

Golf Membership

Handbag Contents

Hole-in-One Cover

Home Assist

Home Protector

Indoor Trainer Cover

Keys, Locks and Remotes – Extended

Loss of Use (Car Hire)

New for Old

Personal Accident - Extended

Personal Liability - Extended

Pothole Cover

Power Surge - Extended (Buildings)

Power Surge - Extended (Contents)

Replacement of Documents

Roadside Assist

Subsidence and Landslip - Extended

Trauma Cover

Vehicle Modification Following Disability

Worldwide Cover

Need some help?

Get the App!

Manage your Personal.Insure portfolio from our handy app. It offers great added extras, like a home inventory album that can be used when claiming, and a digital vault for all you personal documents.

Meet our happy customers.

Answers to your questions.

We all face some sort of risk on a daily basis. These are unforeseen and unpredictable events that can result in liability to you or loss or damage to your assets. The risks we want to avoid or insure against are those that we cannot recover from based on our savings and personal support system and would require us to borrow from a third party lender which will result in financial hardship. This is why insurance is an important instrument to protect ourselves against unexpected events such as accidents, fire, severe weather, theft and so much more. Insurance protects you against a financial setback and helps restore you to the position you were before the event.

Everything that you own in your personal capacity, and any liabilities that you may incur as an individual. Examples of this would be your car, your home and everything in it, your personal items like cell phones, jewellery and computers.

A professional and qualified broker will understand your personal circumstance and risk appetite, will analyse your risk profile and the exposures you face, will highlight what is insurable and what not and will make design or recommendations on the best product solutions available to you. These products are often only available to you via a licensed professional intermediary such as Everything.Insure and cannot be bought directly. Everything.Insure will also generally provide these products to you at preferentially negotiated pricing because of their strategic relationships with insurers. Your broker is also available to provide ongoing advice, make policy amendments, submit and finalise claims on your behalf. Everything.Insure allows you to do any of these functions yourself by giving you access to our state of the art technology that enables you to safely and securely self-serve. Your broker is your agent, has your best interests at heart and always acts on your behalf with no alignment to any product provider, service provider or insurer.

It is very easy to cancel without experiencing any penalty. All you have to do is advise us of the exact date you want to cancel. You can do this by calling us, emailing us or doing it yourself online. Please note, we will need to ensure that this is a valid instruction from you, so some verification may be required.

No. Contrary to statements by direct insurers there is no extra cost to have a broker and no need to cut out the middle-man. In fact your broker (like your accountant, tax advisor and lawyer) provides a vital technical service that is best left to a professional even though you can do it yourself. Many benchmark studies have shown that the cost of insurance via a broker is no more expensive than buying directly and is often cheaper with the added benefit of having a professional to advise you through the complexities choosing the right covers and then navigating a complex claim.

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